Insurance Solutions
Comprehensive protection architectures for corporate enterprises, private individuals, and specialized industries. Every solution engineered with institutional precision and human clarity.
Group Health
Tailored medical coverage for teams of every size, with seamless panel access and wellness integrations.
- Outpatient & hospitalization coverage
- Dental & vision add-ons
- Pre-existing condition support
Directors & Officers Liability
Shield leadership from personal losses arising from management decisions and regulatory actions.
- Regulatory investigation cover
- Entity investigation reimbursement
- Employment practices liability
Commercial Property
Comprehensive protection for physical assets, inventory, and business interruption risks.
- Fire, flood & natural peril cover
- Business interruption indemnity
- Equipment breakdown protection
Employee Benefits
Strategic benefit programmes designed to attract, retain, and protect your most valuable asset—your people.
- Flexible pension & gratuity schemes
- Group life & disability coverage
- Wellness programme administration
Trade Credit
Protect your accounts receivable against buyer insolvency, protracted default, and political risks.
- Domestic & export credit protection
- Political risk coverage
- Debt collection assistance
Cyber Insurance
Financial resilience against data breaches, ransomware, and network security failures.
- Incident response & forensic costs
- Regulatory fine & penalty cover
- Business interruption from cyber events
Term Life
Affordable, high-coverage protection for your family's financial security during critical earning years.
- Level & decreasing term options
- Convertible to permanent plans
- Terminal illness acceleration
Whole Life
Lifetime coverage with guaranteed cash value accumulation and stable long-term premiums.
- Guaranteed death benefit
- Cash value growth
- Loan against policy value
Critical Illness
Lump-sum payout upon diagnosis of covered major illnesses, providing freedom to focus on recovery.
- 36+ critical conditions covered
- Early & intermediate stage benefits
- Multiple claim provisions
Personal Accident
24-hour worldwide protection against accidental death, disability, and medical expenses.
- Accidental death & dismemberment
- Temporary total disability income
- Medical reimbursement worldwide
Home Insurance
Comprehensive cover for your residence, contents, and personal liability under one robust policy.
- Building & renovation coverage
- Contents all-risks protection
- Alternative accommodation costs
Motor Insurance
From comprehensive to third-party plans, with optional windscreen, excess waiver, and NCD protection.
- Comprehensive accident cover
- 24-hour roadside assistance
- Authorised workshop options
Travel Insurance
Single-trip and annual multi-trip plans with extensive medical, baggage, and cancellation protection.
- Emergency medical evacuation
- Trip cancellation & curtailment
- Adventure sports extension
Marine & Aviation
Specialist hull, cargo, and liability coverage for maritime and aerospace operations.
- Hull & machinery protection
- Cargo transit all-risks
- Protection & indemnity
Professional Indemnity
Defence against negligence claims for consultants, architects, and professional service firms.
- Civil liability cover
- Defence costs advancement
- Retroactive date inclusion
Political Risk
Safeguard investments and contracts against expropriation, currency inconvertibility, and political violence.
- Expropriation cover
- Currency inconvertibility
- Contract frustration protection
Fine Art & Collectibles
Bespoke coverage for high-value art, antiques, and rare collections with agreed-value settlement.
- Agreed-value policy basis
- Worldwide transit coverage
- Restoration cost inclusion
Plan Comparison
An at-a-glance view of coverage breadth across our flagship personal protection plans.
| Feature | Essential Shield | Preferred Guard | Legacy Armour |
|---|---|---|---|
| Death / TPD Coverage | Included | Included | Included |
| Critical Illness (36 conditions) | — | Included | Included |
| Early-Stage CI Benefits | — | — | Included |
| Premium Waiver (Disability) | Included | Included | Included |
| Accidental Medical Reimbursement | Included | Included | Included |
| Global Emergency Evacuation | — | Included | Included |
| Legacy Planning Concierge | — | — | Included |
| Max Entry Age | 65 years | 70 years | 75 years |
Coverage terms and benefit limits vary by plan tier. Full policy wording available upon request.
Industry Solutions
Proven protection frameworks deployed across Singapore's key economic sectors.
Integrated Risk for Precision Engineering
A multi-site manufacturing client required unified coverage spanning machinery breakdown, product liability, and supply chain interruption. We architected a single-master programme reducing premium leakage by 22%.
Read Case StudyScalable Cover from Seed to Series C
For a fintech scaling across ASEAN, we structured a dynamic D&O and cyber policy with automatic coverage triggers tied to funding rounds and headcount milestones.
Read Case StudyClinical & Commercial Protection
A specialist clinic group needed medical malpractice aligned with property and employee fidelity programmes. We delivered a captive-friendly structure with regulatory audit support.
Read Case StudyIntergenerational Wealth Shielding
For a multi-generational family office, we designed a whole-life and critical illness portfolio across three generations, with trust-aligned beneficiary structures.
Read Case StudyCommon Questions
Clarity on coverage, claims, and customisation.
How do I determine the right coverage limit for my business?
Coverage limits should reflect your total insurable exposure, including asset replacement costs, anticipated revenue at risk, and potential third-party liability magnitude. During our discovery process, we conduct a quantitative risk assessment to recommend limits that eliminate underinsurance gaps without inflating premiums.
Can personal policies be held in trust or assigned to beneficiaries?
Yes. Whole life, term life, and critical illness policies can be placed in trust or assigned via irrevocable beneficiary nominations. We coordinate directly with your estate planning counsel to ensure policy structures align with your wider succession strategy.
What is the typical turnaround time for claims?
Simple claims—such as personal accident medical reimbursement—are typically settled within 5 to 7 business days. Complex commercial claims involving forensic accounting may extend to 30 to 60 days. We assign a dedicated claims advocate to every notification to accelerate documentation and insurer negotiation.
Do you provide coverage for companies operating across multiple jurisdictions?
Absolutely. We structure multinational programmes using controlled master policies with local admitted paper where required. This ensures regulatory compliance in each operating territory while maintaining centralised coverage consistency and consolidated reporting.
Are pre-existing conditions covered under group health schemes?
Group health policies typically cover pre-existing conditions from day one, provided the group meets minimum participation thresholds and the scheme is medically underwritten at a portfolio level rather than individually. We negotiate this explicitly with insurers during the quotation stage.
Personalised Consultation
Speak with an advisor matched to your industry and coverage needs. No obligation, no automated scripts—just clear, expert guidance.
- advisory@maxshield.sg
- Phone
- +65 6123 4567
- Office
- 88 Market Street, CapitaSpring, #42-01
Singapore 048948